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Free hub · UK 2026/27 onwards

Making Tax Digital for Income Tax

MTD for Income Tax (MTD ITSA) is the biggest change to self-employed tax in a generation. From 6 April 2026, many sole traders and landlords must keep digital records and send HMRC quarterly updates instead of one annual return. This hub pulls together everything you need — in plain English — plus free calculators to work out your dates and numbers.

The essentials at a glance

6 April 2026

MTD ITSA starts for sole traders and landlords with qualifying income over £50,000.

£30k → £20k

The threshold drops to £30,000 from April 2027 and £20,000 from April 2028.

5 a year

Four quarterly updates plus a Final Declaration replace the single annual return.

7 Aug / Nov / Feb / May

The standard quarterly update deadlines once you're in the system.

Start here — the guides

Overview

Making Tax Digital 2026: The Complete Guide

Who's affected, what actually changes, the thresholds, and what you need to do before April 2026. The best place to start if MTD is new to you.

Read the guide
Workflow

MTD ITSA Quarterly Checklist

The four 2026/27 deadlines, a six-step workflow for each update, and exactly what HMRC wants in every submission.

Read the checklist
Penalties

MTD ITSA Penalty Rules in Year 1

The soft landing on quarterly updates, what is still penalised from day one, and how late-payment penalties and interest work.

Read the penalty guide
Deadlines

Self Assessment & MTD Deadlines 2026/27

The full tax-year calendar: filing dates, payment dates, and the new MTD quarterly submission dates in one place.

See the calendar

Work out your numbers — free calculators

Start here

Am I affected? Deadline Checker

Enter your gross income for the relevant years and get your exact join date, every quarterly deadline, and your Final Declaration date.

Open deadline checker
Forecast

MTD ITSA Quarterly Forecaster

Project your year-end tax bill from quarterly profit figures, with submission deadlines and payments-on-account dates.

Open forecaster
Penalties

Will I Get Fined? Penalty Calculator

Estimate HMRC's late-submission points, late-payment penalty, and interest under the current regime — including the year-one soft landing.

Open penalty calculator

MTD ITSA questions, answered

What is Making Tax Digital for Income Tax?
It's an HMRC system that requires sole traders and landlords to keep digital records and send quarterly updates using recognised software, instead of filing a single annual return. It begins on 6 April 2026 for those over the income threshold.
Who has to use it, and when?
It phases in by qualifying income: over £50,000 from April 2026, over £30,000 from April 2027, and over £20,000 from April 2028.
Is the threshold before or after expenses?
It's gross qualifying income — your total turnover from self-employment and property before any expenses, combined across both sources.
How many submissions will I make each year?
Five: four quarterly updates plus a Final Declaration that replaces the narrative of the old annual return.
What are the quarterly deadlines?
For the standard quarterly periods, the deadlines are 7 August, 7 November, 7 February and 7 May.
Will I be penalised in the first year?
The first 12 months have a soft landing on late-submission penalty points for quarterly updates, but late-payment penalties and interest still apply from day one. Use the penalty calculator to see your exposure.
Do I need special software?
Yes — you must keep digital records and submit through HMRC-recognised software. Spreadsheets only work alongside bridging software.

About this hub. Thresholds, dates and rules are based on HMRC's published MTD for Income Tax timetable for the 2026/27 tax year onwards. It's general information, not formal tax advice, and doesn't replace a conversation with your accountant. Spotted something that looks out of date? Email hello@pocketreceipt.co.uk.

See it in seconds

Snap a receipt — the data fills itself in

Point your camera at any receipt and PocketReceipt's AI reads the store, amount, VAT and date, then files it under the right HMRC category — ready for your quarterly MTD update.

  • No typing — captured in about 10 seconds
  • VAT and totals extracted automatically
  • Sorted into HMRC categories for you

MTD starts with your records

Quarterly updates are only as easy as your bookkeeping. PocketReceipt scans receipts, captures VAT, logs mileage and categorises everything by HMRC type — so each quarter is a few taps, not a scramble. Free on iOS and Android.